The financial home for Canadian businesses

Transform how your business manages money. Float combines high-yield accounts, corporate cards and automated expense management in one platform built specifically for Canada.

Explore Float

Trusted by 6,000+ Canadian companies

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Float Product Suite

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Manage all your financial operations in one place and help your business spend smart, save more and grow faster.

Business Accounts

Earn high interest, no lockups

Corporate Cards

Pre-funded or credit with built-in controls

Expense Management

Faster month-end, fewer errors

Bill Pay

Automated AP with free EFT/ACH + wire

Reimbursements

Speed up out-of-pocket expense approvals and payouts

Foreign exchange

Instant CAD/USD conversion with 90% lower fees

See Float in action

Hold, spend and optimize your business’ cash flow and operations, all in one place. Here's how it works.

Float takes the friction out

Everything your business needs to move faster and spend smarter.

Move money instantly

Fund your account and start spending right away. Convert between CAD and USD. Pay bills and vendors directly from Float.

Issue cards with built-in controls

Access interest-free, unsecured credit with charge cards. Create unlimited physical or virtual cards in seconds. Set rules and approval workflows before spend happens.

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AI-powered software to close books up to 8x faster

No more chasing employees. Get automatic reminders for receipts and Canadian-trained AI for coding for transactions. Plus, export transactions directly to QBO, Xero, NetSuite or Dynamics 365.

Earn more on every dollar

Get up to 1% cashback on every purchase. Earn up to 4% yield on your balance. Watch your money work harder, while keeping it within reach.

Built for the way Canadians do business.

Most finance platforms were built for the US. That means workarounds for Canadian taxes, currencies and regulations. More time. More headaches.

Purpose-built right here, Float gives you world-class tools designed exactly for the way you operate. Our AI transaction coding is trained on millions of Canadian transactions, receipts and merchant records, so you can close the books faster and spend less time on busywork.

All built in, not bolted on.

Business cards for your Canadian HQ
Canadian compliance expertise
Local, bilingual support

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Day 1
Start putting your money to work
  • Load funds and start earning up to 4% interest
  • Issue virtual cards for your team in minutes
  • Set controls so spending starts clean from day one
Day 5
Automate the busywork. Forget the rest.
  • Pay bills on autopilot and centralize spend in one platform
  • Convert CAD to USD at market-leading rates
  • Collect receipts instantly, without chasing
Day 7
Let the compounding benefits kick in.
  • Export transactions seamlessly to your accounting software
  • Close your books 8x faster
  • Save up to 7% across total spend
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Modern finance tools built on a foundation you can trust. Get everything your business needs in one place.

Same-day card issuance

No personal guarantee. No physical paperwork. No branch visit.

CDIC insurance

Get the gold standard in banking + 100% of funds held in trust

Direct integrations with QuickBooks, Netsuite, Xero, Dynamics 365 and more

Accounting, HR, productivity and a custom API for seamless workflows

Float mobile app

Capture receipts, request reimbursements and manage spend on the go

Zero fraud liability protection

Plus added prevention software to detect fraud patterns and send alerts

Free Essentials plan

The $0 solution for spend control and payments

World-class support

Fast, friendly and completely Canadian-based

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Whether you’re handling the books for a small business or leading an in-house finance team, Float’s got you covered with the tools you need to manage operations faster and easier.

Start-ups

Get up and running fast with corporate cards, automated expenses and built-in controls to help you automate bookkeeping as you scale.

Small businesses

Keep spending organized and cash flow visible with smart cards, bill pay and reimbursements. And get it all in the platform built for Canadian businesses.

Mid-sized companies

Expand with confidence using advanced approvals, multi-entity visibility, dual-currency cards and direct accounting integrations that give finance teams control without slowing the business down.

Elevate your financial operations

Join 6,000+ Canadian businesses using Float

Try it out for free
See a demo